2020 BMW 3 Series in Oregon

Oregon requires minimum liability coverage of 25/50/20 for all registered vehicles, including the 2020 BMW 3 Series.

The 2020 BMW 3 Series falls in a sweet spot for insurance in Oregon — depreciation has lowered the vehicle value compared to new, while the car is still modern enough to have contemporary safety features. Compare quotes from multiple carriers.

Oregon's lemon law primarily covers new vehicle purchases. If you purchased your 2020 BMW 3 Series new and experienced persistent defects early on, you may have had lemon law protections. For used 2020 3 Series purchases, check Oregon's used car consumer protection laws and implied warranty rules. Oregon's Lemon Law covers new vehicles within the warranty period or 1 year. After four repair attempts or 30 business days out of service, the consumer can seek a replacement or refund.

Oregon offers incentives for electric and plug-in hybrid vehicles. If you're considering a 2020 electric or hybrid BMW 3 Series, you may qualify for state-level tax credits, rebates, or HOV lane access in addition to the federal EV tax credit of up to $7,500. Oregon offers the Clean Vehicle Rebate of up to $5,000 for new EVs and $2,500 for used EVs. Low-income buyers may qualify for an additional $2,500 rebate. The state also has no sales tax on any vehicle purchase.

All BMW 3 Series vehicles driven in Oregon must be registered with the state DMV. Oregon charges registration fees based on vehicle fuel type and MPG rating. Standard vehicles pay $122 for 2 years. Electric vehicles pay $306 for 2 years. No sales tax applies.

Emissions Testing: Oregon requires emissions testing. Emissions testing is required in the Portland metro area and Rogue Valley for vehicles 1975 and newer. DEQ testing is performed every two years and costs $21-$25. Your 2020 BMW 3 Series must pass emissions before registration can be renewed.