How much is insurance for a 2004 Dodge Durango in Colorado?

Insurance for a 2004 Dodge Durango in Colorado (CO) varies by driver profile, but Colorado requires minimum liability coverage of 25/50/15. Older model years like the 2004 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2004 Dodge Durango have any recalls?

To check if your specific 2004 Dodge Durango has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Dodge dealerships.

How do I decode a 2004 Dodge Durango VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2004 Dodge Durango using official NHTSA VPIC data.

What are Colorado's requirements for a 2004 Dodge Durango?

Colorado requires minimum liability insurance of 25/50/15, valid registration, and a clean title. Check your 2004 Durango's warranty status and consider extended coverage options.

2004 Dodge Durango in Colorado

SUV·Model Year 2004·CO·Mountain West

performance

Everything Colorado drivers need to know about owning a 2004 Dodge Durango — from Colorado insurance requirements and minimum coverage (25/50/15) to lemon law protections, registration fees, and VIN decoding.

2004 Durango Insurance in Colorado

Colorado requires minimum liability coverage of 25/50/15 for all registered vehicles, including the 2004 Dodge Durango.

Colorado Minimum Coverage

25/50/15

Model Year

2004

Colorado Avg. Annual Cost

$1,835

As an older model year, the 2004 Dodge Durango generally has lower insurance premiums in Colorado. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Colorado insurance guide Compare 2004 Durango rates in CO

2004 Durango Lemon Law in Colorado

Colorado's lemon law primarily covers new vehicle purchases. If you purchased your 2004 Dodge Durango new and experienced persistent defects early on, you may have had lemon law protections. For used 2004 Durango purchases, check Colorado's used car consumer protection laws and implied warranty rules. Colorado's Lemon Law covers new motor vehicles that develop nonconformities within the first year. After four repair attempts or 30 business days out of service, the manufacturer must replace the vehicle or refund the purchase price.

Colorado lemon law details Talk to a lemon law attorney

2004 Durango EV Incentives in Colorado

Colorado offers incentives for electric and plug-in hybrid vehicles. If you're considering a 2004 electric or hybrid Dodge Durango, you may qualify for state-level tax credits, rebates, or HOV lane access in addition to the federal EV tax credit of up to $7,500. Colorado offers one of the most generous state EV tax credits in the nation, up to $5,000 for new electric vehicles. Combined with the federal credit, Colorado buyers can save over $12,000. Additional perks include reduced registration fees and utility incentives.

Colorado EV incentive details

Registering a 2004 Durango in Colorado

All Dodge Durango vehicles driven in Colorado must be registered with the state DMV. Colorado registration fees are based on vehicle weight and taxable value. A specific ownership tax is assessed that decreases with vehicle age. Registration is annual, due on the owner's birth month.

Registration Fee

$50 - $100+ based on weight and year

Title Fee

$7.20

Plate Fee

$5.56

Emissions Testing: Colorado requires emissions testing. Emissions testing is required in the Denver-Boulder-Greeley-Fort Collins metro area for vehicles 4-11 model years old. Testing is performed at Air Care Colorado stations and costs approximately $25. Your 2004 Dodge Durango must pass emissions before registration can be renewed.

Colorado registration guide