How much is insurance for a 2002 Mercury Mountaineer in Iowa?

Insurance for a 2002 Mercury Mountaineer in Iowa (IA) varies by driver profile, but Iowa requires minimum liability coverage of 20/40/15. Older model years like the 2002 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2002 Mercury Mountaineer have any recalls?

To check if your specific 2002 Mercury Mountaineer has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Mercury dealerships.

How do I decode a 2002 Mercury Mountaineer VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2002 Mercury Mountaineer using official NHTSA VPIC data.

What are Iowa's requirements for a 2002 Mercury Mountaineer?

Iowa requires minimum liability insurance of 20/40/15, valid registration, and a clean title. Check your 2002 Mountaineer's warranty status and consider extended coverage options.

2002 Mercury Mountaineer in Iowa

SUV·Model Year 2002·IA·Midwest

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Everything Iowa drivers need to know about owning a 2002 Mercury Mountaineer — from Iowa insurance requirements and minimum coverage (20/40/15) to lemon law protections, registration fees, and VIN decoding.

2002 Mountaineer Insurance in Iowa

Iowa requires minimum liability coverage of 20/40/15 for all registered vehicles, including the 2002 Mercury Mountaineer.

Iowa Minimum Coverage

20/40/15

Model Year

2002

Iowa Avg. Annual Cost

$1,139

As an older model year, the 2002 Mercury Mountaineer generally has lower insurance premiums in Iowa. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Iowa insurance guide Compare 2002 Mountaineer rates in IA

2002 Mountaineer Lemon Law in Iowa

Iowa's lemon law primarily covers new vehicle purchases. If you purchased your 2002 Mercury Mountaineer new and experienced persistent defects early on, you may have had lemon law protections. For used 2002 Mountaineer purchases, check Iowa's used car consumer protection laws and implied warranty rules. Iowa's Lemon Law protects purchasers of new vehicles that develop nonconformities within 2 years or 24,000 miles. After three repair attempts or 30 days out of service, the buyer may seek a refund or replacement.

Iowa lemon law details Talk to a lemon law attorney

Registering a 2002 Mountaineer in Iowa

All Mercury Mountaineer vehicles driven in Iowa must be registered with the state DMV. Iowa charges a fee-for-new-registration that is 5% of the purchase price, plus an annual registration fee based on the vehicle's book value (1% for the first year, decreasing to a minimum). Title fee is $25.

Registration Fee

1% of value annually, decreasing with age

Title Fee

$25

Plate Fee

Iowa registration guide