How much is insurance for a 2004 Mercury Mountaineer in Oklahoma?

Insurance for a 2004 Mercury Mountaineer in Oklahoma (OK) varies by driver profile, but Oklahoma requires minimum liability coverage of 25/50/25. Older model years like the 2004 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2004 Mercury Mountaineer have any recalls?

To check if your specific 2004 Mercury Mountaineer has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Mercury dealerships.

How do I decode a 2004 Mercury Mountaineer VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2004 Mercury Mountaineer using official NHTSA VPIC data.

What are Oklahoma's requirements for a 2004 Mercury Mountaineer?

Oklahoma requires minimum liability insurance of 25/50/25, valid registration, and a clean title. Check your 2004 Mountaineer's warranty status and consider extended coverage options.

2004 Mercury Mountaineer in Oklahoma

SUV·Model Year 2004·OK·South Central

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Everything Oklahoma drivers need to know about owning a 2004 Mercury Mountaineer — from Oklahoma insurance requirements and minimum coverage (25/50/25) to lemon law protections, registration fees, and VIN decoding.

2004 Mountaineer Insurance in Oklahoma

Oklahoma requires minimum liability coverage of 25/50/25 for all registered vehicles, including the 2004 Mercury Mountaineer.

Oklahoma Minimum Coverage

25/50/25

Model Year

2004

Oklahoma Avg. Annual Cost

$1,577

As an older model year, the 2004 Mercury Mountaineer generally has lower insurance premiums in Oklahoma. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Oklahoma insurance guide Compare 2004 Mountaineer rates in OK

2004 Mountaineer Lemon Law in Oklahoma

Oklahoma's lemon law primarily covers new vehicle purchases. If you purchased your 2004 Mercury Mountaineer new and experienced persistent defects early on, you may have had lemon law protections. For used 2004 Mountaineer purchases, check Oklahoma's used car consumer protection laws and implied warranty rules. Oklahoma's Lemon Law covers new vehicles within the first year or 12,000 miles. After four repair attempts or 45 days out of service, the consumer can seek a replacement or refund through arbitration.

Oklahoma lemon law details Talk to a lemon law attorney

Registering a 2004 Mountaineer in Oklahoma

All Mercury Mountaineer vehicles driven in Oklahoma must be registered with the state DMV. Oklahoma charges a registration fee based on the vehicle's age and original factory price. An excise tax of 1.25% of the purchase price or NADA book value applies for first-time registrations.

Registration Fee

$16 - $96 based on age and value

Title Fee

$11

Plate Fee

Oklahoma registration guide