How much is insurance for a 2004 Pontiac GTO in Montana?

Insurance for a 2004 Pontiac GTO in Montana (MT) varies by driver profile, but Montana requires minimum liability coverage of 25/50/20. Older model years like the 2004 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2004 Pontiac GTO have any recalls?

To check if your specific 2004 Pontiac GTO has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Pontiac dealerships.

How do I decode a 2004 Pontiac GTO VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2004 Pontiac GTO using official NHTSA VPIC data.

What are Montana's requirements for a 2004 Pontiac GTO?

Montana requires minimum liability insurance of 25/50/20, valid registration, and a clean title. Check your 2004 GTO's warranty status and consider extended coverage options.

2004 Pontiac GTO in Montana

Coupe·Model Year 2004·MT·Mountain West

performance

Everything Montana drivers need to know about owning a 2004 Pontiac GTO — from Montana insurance requirements and minimum coverage (25/50/20) to lemon law protections, registration fees, and VIN decoding.

2004 GTO Insurance in Montana

Montana requires minimum liability coverage of 25/50/20 for all registered vehicles, including the 2004 Pontiac GTO.

Montana Minimum Coverage

25/50/20

Model Year

2004

Montana Avg. Annual Cost

$1,341

As an older model year, the 2004 Pontiac GTO generally has lower insurance premiums in Montana. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Montana insurance guide Compare 2004 GTO rates in MT

2004 GTO Lemon Law in Montana

Montana's lemon law primarily covers new vehicle purchases. If you purchased your 2004 Pontiac GTO new and experienced persistent defects early on, you may have had lemon law protections. For used 2004 GTO purchases, check Montana's used car consumer protection laws and implied warranty rules. Montana's Lemon Law covers new vehicles within 2 years or 18,000 miles. After four repair attempts or 30 business days out of service, the consumer can seek a refund or replacement.

Montana lemon law details Talk to a lemon law attorney

Registering a 2004 GTO in Montana

All Pontiac GTO vehicles driven in Montana must be registered with the state DMV. Montana does not charge a sales tax on vehicle purchases, making it popular for out-of-state registrations. Registration fees are based on the vehicle's age, with newer vehicles paying more. A county option tax may also apply.

Registration Fee

Based on vehicle age, typically $100-$300 for newer vehicles

Title Fee

$12

Plate Fee

$10

Montana registration guide