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Smart in Florida

FL·Southeast·Germany
mainstream

Everything Florida drivers need to know about owning a Smart vehicle — from insurance requirements and minimum coverage (10/20/10 (PIP required)) to lemon law protections, registration fees, and EV incentives.

Smart Insurance in Florida

Florida requires minimum liability coverage of 10/20/10 (PIP required) for all registered vehicles, including Smart models.

Florida Minimum Coverage
10/20/10 (PIP required)
Florida Avg. Annual Cost
$2,560

Smart vehicles are generally considered mainstream vehicles for insurance purposes in Florida. Rates vary by model — compare quotes from multiple carriers.

Smart Lemon Law in Florida

Florida has a lemon law that protects buyers of new Smart vehicles.

Registering a Smart in Florida

All Smart vehicles driven in Florida must be registered with the state DMV.

Florida registration guide

Popular Smart Models in Florida

Decode a Smart VIN

Compare Smart Insurance Rates in Florida

See how much you could save on Smart insurance by comparing rates from top carriers in Florida.

Get Free Smart Insurance Quotes in FL

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