1991 Suzuki Swift in Arizona

Arizona requires minimum liability coverage of 25/50/15 for all registered vehicles, including the 1991 Suzuki Swift.

As an older model year, the 1991 Suzuki Swift generally has lower insurance premiums in Arizona. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Arizona's lemon law primarily covers new vehicle purchases. If you purchased your 1991 Suzuki Swift new and experienced persistent defects early on, you may have had lemon law protections. For used 1991 Swift purchases, check Arizona's used car consumer protection laws and implied warranty rules. Arizona's Lemon Law requires manufacturers to repair defects within a reasonable number of attempts. If the vehicle remains defective, the buyer can request a replacement or refund through the state's arbitration program.

Arizona offers incentives for electric and plug-in hybrid vehicles. If you're considering a 1991 electric or hybrid Suzuki Swift, you may qualify for state-level tax credits, rebates, or HOV lane access in addition to the federal EV tax credit of up to $7,500. Arizona offers a reduced vehicle license tax for electric and alternative-fuel vehicles. EV owners also benefit from HOV lane access and some utility company charging incentives.

All Suzuki Swift vehicles driven in Arizona must be registered with the state DMV. Arizona charges a low base registration fee of $8 but adds a vehicle license tax based on assessed value. New vehicles are assessed at 60% of MSRP, decreasing by 16.25% each year.

Emissions Testing: Arizona requires emissions testing. Emissions testing is required in the Phoenix and Tucson metro areas for vehicles older than five model years. Vehicles are tested every other year. Testing costs approximately $17. Your 1991 Suzuki Swift must pass emissions before registration can be renewed.