1995 Suzuki Swift in Missouri

Missouri requires minimum liability coverage of 25/50/25 for all registered vehicles, including the 1995 Suzuki Swift.

As an older model year, the 1995 Suzuki Swift generally has lower insurance premiums in Missouri. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Missouri's lemon law primarily covers new vehicle purchases. If you purchased your 1995 Suzuki Swift new and experienced persistent defects early on, you may have had lemon law protections. For used 1995 Swift purchases, check Missouri's used car consumer protection laws and implied warranty rules. Missouri's Lemon Law covers new vehicles within the first year or 12,000 miles. After four repair attempts or 30 business days out of service, the consumer can seek a refund or replacement.

All Suzuki Swift vehicles driven in Missouri must be registered with the state DMV. Missouri registration fees are uniquely based on vehicle horsepower. Fees range from $18.25 for vehicles under 12 hp to $51.25 for vehicles over 72 hp. Personal property tax is also assessed annually.

Emissions Testing: Missouri requires emissions testing. Emissions testing is required in the St. Louis and Kansas City metro areas for gasoline-powered vehicles from 2 to 25 model years old. Biennial OBD-II testing costs approximately $24. Your 1995 Suzuki Swift must pass emissions before registration can be renewed.

Safety Inspection: Missouri requires a periodic safety inspection. Missouri requires safety inspections every two years or when a vehicle changes ownership. Inspections cover brakes, lights, steering, tires, glass, and horn. Cost is typically $12.