How much is insurance for a 2004 Suzuki XL-7 in Hawaii?

Insurance for a 2004 Suzuki XL-7 in Hawaii (HI) varies by driver profile, but Hawaii requires minimum liability coverage of 20/40/10 (PIP required). Older model years like the 2004 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2004 Suzuki XL-7 have any recalls?

To check if your specific 2004 Suzuki XL-7 has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Suzuki dealerships.

How do I decode a 2004 Suzuki XL-7 VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2004 Suzuki XL-7 using official NHTSA VPIC data.

What are Hawaii's requirements for a 2004 Suzuki XL-7?

Hawaii requires minimum liability insurance of 20/40/10 (PIP required), valid registration, and a clean title. Check your 2004 XL-7's warranty status and consider extended coverage options.

2004 Suzuki XL-7 in Hawaii

SUV·Model Year 2004·HI·Pacific

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Everything Hawaii drivers need to know about owning a 2004 Suzuki XL-7 — from Hawaii insurance requirements and minimum coverage (20/40/10 (PIP required)) to lemon law protections, registration fees, and VIN decoding.

2004 XL-7 Insurance in Hawaii

Hawaii requires minimum liability coverage of 20/40/10 (PIP required) for all registered vehicles, including the 2004 Suzuki XL-7.

Hawaii Minimum Coverage

20/40/10 (PIP required)

Model Year

2004

Hawaii Avg. Annual Cost

$1,218

As an older model year, the 2004 Suzuki XL-7 generally has lower insurance premiums in Hawaii. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Hawaii insurance guide Compare 2004 XL-7 rates in HI

2004 XL-7 Lemon Law in Hawaii

Hawaii's lemon law primarily covers new vehicle purchases. If you purchased your 2004 Suzuki XL-7 new and experienced persistent defects early on, you may have had lemon law protections. For used 2004 XL-7 purchases, check Hawaii's used car consumer protection laws and implied warranty rules. Hawaii's Lemon Law covers new vehicles with defects reported within the express warranty period or 2 years, whichever comes first. After three repair attempts or 30 days out of service, consumers may seek a refund or replacement.

Hawaii lemon law details Talk to a lemon law attorney

2004 XL-7 EV Incentives in Hawaii

Hawaii offers incentives for electric and plug-in hybrid vehicles. If you're considering a 2004 electric or hybrid Suzuki XL-7, you may qualify for state-level tax credits, rebates, or HOV lane access in addition to the federal EV tax credit of up to $7,500. Hawaii offers EV rebates through its state energy office, reduced registration fees for electric vehicles, and access to HOV lanes. The state aims for 100% clean transportation by 2045.

Hawaii EV incentive details

Registering a 2004 XL-7 in Hawaii

All Suzuki XL-7 vehicles driven in Hawaii must be registered with the state DMV. Hawaii charges a state registration fee plus a county-specific vehicle weight tax that varies by island. Registration is annual. Title fee is $5.

Registration Fee

$45 plus county weight tax

Title Fee

Plate Fee

Emissions Testing: Hawaii requires emissions testing. Oahu requires annual emissions inspections for gasoline-powered vehicles as part of the safety inspection process. Other islands only require safety inspections. Your 2004 Suzuki XL-7 must pass emissions before registration can be renewed.

Safety Inspection: Hawaii requires a periodic safety inspection. Annual safety inspections are required for all registered vehicles in Hawaii. Inspections cover brakes, lights, tires, steering, and exhaust systems. Cost is typically $20-$30.

Hawaii registration guide