How much is insurance for a 2004 Toyota Highlander in Indiana?

Insurance for a 2004 Toyota Highlander in Indiana (IN) varies by driver profile, but Indiana requires minimum liability coverage of 25/50/25. Older model years like the 2004 generally have lower premiums. Compare quotes from multiple carriers.

Does the 2004 Toyota Highlander have any recalls?

To check if your specific 2004 Toyota Highlander has open recalls, enter your 17-character VIN into Car Alpha's free recall checker. This searches the official NHTSA database. All recall repairs are free at authorized Toyota dealerships.

How do I decode a 2004 Toyota Highlander VIN?

Enter your 17-character VIN into Car Alpha's free VIN decoder to instantly get full specs, manufacturing details, recall history, and ownership guidance for your 2004 Toyota Highlander using official NHTSA VPIC data.

What are Indiana's requirements for a 2004 Toyota Highlander?

Indiana requires minimum liability insurance of 25/50/25, valid registration, and a clean title. Check your 2004 Highlander's warranty status and consider extended coverage options.

2004 Toyota Highlander in Indiana

SUV·Model Year 2004·IN·Midwest

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Everything Indiana drivers need to know about owning a 2004 Toyota Highlander — from Indiana insurance requirements and minimum coverage (25/50/25) to lemon law protections, registration fees, and VIN decoding.

2004 Highlander Insurance in Indiana

Indiana requires minimum liability coverage of 25/50/25 for all registered vehicles, including the 2004 Toyota Highlander.

Indiana Minimum Coverage

25/50/25

Model Year

2004

Indiana Avg. Annual Cost

$1,288

As an older model year, the 2004 Toyota Highlander generally has lower insurance premiums in Indiana. You may want to evaluate whether comprehensive and collision coverage is cost-effective given the vehicle's current market value.

Indiana insurance guide Compare 2004 Highlander rates in IN

2004 Highlander Lemon Law in Indiana

Indiana's lemon law primarily covers new vehicle purchases. If you purchased your 2004 Toyota Highlander new and experienced persistent defects early on, you may have had lemon law protections. For used 2004 Highlander purchases, check Indiana's used car consumer protection laws and implied warranty rules. Indiana's Motor Vehicle Protection Act covers new vehicles within 18 months or 18,000 miles. After four repair attempts or 30 business days out of service, the consumer is entitled to a replacement or refund.

Indiana lemon law details Talk to a lemon law attorney

Registering a 2004 Highlander in Indiana

All Toyota Highlander vehicles driven in Indiana must be registered with the state DMV. Indiana charges a base registration fee of $21.35 plus an annual excise tax based on the vehicle's value and age. The excise tax decreases as the vehicle ages.

Registration Fee

$21.35 plus excise tax

Title Fee

$15

Plate Fee

$9.40

Indiana registration guide