Vehicle Ownership in Mississippi — Car Alpha

Complete guide to vehicle ownership in Mississippi: insurance requirements (25/50/25), lemon law protections, emissions testing, registration fees, and EV incentives.

Mississippi Overview

South · Capital: Jackson

Mississippi requires liability insurance for all registered vehicles and has a lemon law for new vehicle purchases. The state does not require emissions testing or annual safety inspections.

Insurance Requirements

Minimum Coverage

25/50/25

Average Annual Cost

$1,593

$25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage

Full insurance guide Compare Mississippi rates

Mississippi Lemon Law

Mississippi's Lemon Law covers new vehicles within the first year or 12,000 miles. After three repair attempts or 15 business days out of service, the consumer can pursue arbitration for a refund or replacement.

Full lemon law guide Talk to a lemon law attorney

Registration & Title

Registration Fee

$12.75 - $24.75 based on vehicle class

Title Fee

Plate Fee

$3.75

Mississippi has some of the lowest registration fees in the nation. Fees range from $12.75 for vehicles under 6,500 lbs to $24.75 for larger vehicles. A 5% use tax applies to vehicle purchases.

Full registration guide